FY2027 Small Area FMR · Rutland, IA

ZIP 50582 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 50582 (Rutland, IA) is $950 a month, up 3.3% from FY2026. That is 2% above the Humboldt County, IA area-wide FMR of $927.

2-bedroom SAFMR$950per month ▲ 3.3%

Area-wide 2 BR FMR$927Humboldt County, IA

Rank in the area9thof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$855

2 BR Small Area FMR$950

110% of SAFMR$1,045

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$710▲ 4.4%

1 BR$840▲ 6.3%

2 BR$950▲ 3.3%

3 BR$1,320▲ 3.9%

4 BR$1,590▲ 12.0%

FY2027 FY2026

Where 50582 sits in the Humboldt County, IA area

Of the 18 ZIP codes HUD lists for the area, 50582 has the 9th highest two-bedroom Small Area FMR. Humboldt County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $927 for two bedrooms; an agency that opts in to Small Area FMRs would use $950 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$710	$639 – $781	$688	$680
1 bedroom	$840	$756 – $924	$820	$790
2 bedrooms	$950	$855 – $1,045	$927	$920
3 bedrooms	$1,320	$1,188 – $1,452	$1,284	$1,270
4 bedrooms	$1,590	$1,431 – $1,749	$1,549	$1,420

A household renting a two-bedroom home at the Small Area FMR of $950 needs about $38,000 a year to keep housing costs at 30% of income. The area median family income is $91,400 and the 80% low-income limit for four people is $75,300. ZIP code 50582 lies mainly in Humboldt County. See the Humboldt County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
50520	Bradgate	5.1 mi	$1,040
50548	Humboldt	6.7 mi	$930
50529	Dakota City	7.4 mi	$1,160
50519	Bode	7.5 mi	$930
50570	Ottosen	7.7 mi	$930
50558	Livermore	8.2 mi	$1,280

Questions

What is the Fair Market Rent for ZIP code 50582?

HUD's FY2027 Small Area Fair Market Rents for 50582 are $710 (studio), $840 (1 BR), $950 (2 BR), $1,320 (3 BR) and $1,590 (4 BR) a month.

What is the Section 8 payment standard in 50582?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 50582 that range is $855 to $1,045 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 50582?

The FY2026 income limits of the Humboldt County, IA area apply: median family income $91,400, low-income (80%) limit $75,300 for a family of four.