Income Limits by County

FY2027 Small Area FMR · Winthrop, IA

ZIP 50682 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 50682 (Winthrop, IA) is $1,120 a month, up 3.7% from FY2026. That is 20% above the Buchanan County, IA area-wide FMR of $937.

2-bedroom SAFMR$1,120per month ▲ 3.7%
Area-wide 2 BR FMR$937Buchanan County, IA
Rank in the area1stof 18 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008
2 BR Small Area FMR$1,120
110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 50682 sits in the Buchanan County, IA area

$930$1,120median $975

Of the 18 ZIP codes HUD lists for the area, 50682 has the 1st highest two-bedroom Small Area FMR. Buchanan County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $937 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$850$765 – $935$712$820
1 bedroom$860$774 – $946$716$820
2 bedrooms$1,120$1,008 – $1,232$937$1,080
3 bedrooms$1,550$1,395 – $1,705$1,297$1,470
4 bedrooms$1,820$1,638 – $2,002$1,522$1,680

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $99,400 and the 80% low-income limit for four people is $79,500. ZIP code 50682 lies mainly in Buchanan County. See the Buchanan County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
50654Masonville3.9 mi$1,040
52326Quasqueton5.5 mi$930
50644Independence10.6 mi$930
52329Rowley10.7 mi$980
52344Troy Mills11.2 mi$970
52038Dundee11.3 mi$970

Questions

What is the Fair Market Rent for ZIP code 50682?

HUD's FY2027 Small Area Fair Market Rents for 50682 are $850 (studio), $860 (1 BR), $1,120 (2 BR), $1,550 (3 BR) and $1,820 (4 BR) a month.

What is the Section 8 payment standard in 50682?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 50682 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 50682?

The FY2026 income limits of the Buchanan County, IA area apply: median family income $99,400, low-income (80%) limit $79,500 for a family of four.