FY2027 Small Area FMR · Calumet, IA

ZIP 51009 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 51009 (Calumet, IA) is $950 a month, up 3.3% from FY2026. That is 2% above the O'Brien County, IA area-wide FMR of $927.

2-bedroom SAFMR$950per month ▲ 3.3%

Area-wide 2 BR FMR$927O'Brien County, IA

Rank in the area10thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$855

2 BR Small Area FMR$950

110% of SAFMR$1,045

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$700▲ 2.9%

1 BR$720▲ 2.9%

2 BR$950▲ 3.3%

3 BR$1,120▲ 0.9%

4 BR$1,240▲ 1.6%

FY2027 FY2026

Where 51009 sits in the O'Brien County, IA area

Of the 16 ZIP codes HUD lists for the area, 51009 has the 10th highest two-bedroom Small Area FMR. O'Brien County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $927 for two bedrooms; an agency that opts in to Small Area FMRs would use $950 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$700	$630 – $770	$688	$680
1 bedroom	$720	$648 – $792	$709	$700
2 bedrooms	$950	$855 – $1,045	$927	$920
3 bedrooms	$1,120	$1,008 – $1,232	$1,105	$1,110
4 bedrooms	$1,240	$1,116 – $1,364	$1,218	$1,220

A household renting a two-bedroom home at the Small Area FMR of $950 needs about $38,000 a year to keep housing costs at 30% of income. The area median family income is $101,300 and the 80% low-income limit for four people is $81,050. ZIP code 51009 lies mainly in O'Brien County. See the O'Brien County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
51029	Larrabee	4.5 mi	$940
51058	Sutherland	4.7 mi	$930
51046	Paullina	6.5 mi	$970
51047	Peterson	9.2 mi	$1,040
51245	Primghar	9.3 mi	$960
51037	Meriden	9.4 mi	$930

Questions

What is the Fair Market Rent for ZIP code 51009?

HUD's FY2027 Small Area Fair Market Rents for 51009 are $700 (studio), $720 (1 BR), $950 (2 BR), $1,120 (3 BR) and $1,240 (4 BR) a month.

What is the Section 8 payment standard in 51009?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 51009 that range is $855 to $1,045 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 51009?

The FY2026 income limits of the O'Brien County, IA area apply: median family income $101,300, low-income (80%) limit $81,050 for a family of four.