FY2027 Small Area FMR · Moville, IA

ZIP 51039 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 51039 (Moville, IA) is $1,060 a month, down 7.0% from FY2026. That is 11% below the Sioux City, IA-NE-SD area-wide FMR of $1,194.

2-bedroom SAFMR$1,060per month ▼ 7.0%

Area-wide 2 BR FMR$1,194Sioux City, IA-NE-SD

Rank in the area21stof 46 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$740▼ 6.3%

1 BR$860▼ 5.5%

2 BR$1,060▼ 7.0%

3 BR$1,290▼ 5.8%

4 BR$1,440▼ 4.6%

FY2027 FY2026

Where 51039 sits in the Sioux City, IA-NE-SD area

Of the 46 ZIP codes HUD lists for the area, 51039 has the 21st highest two-bedroom Small Area FMR. Sioux City, IA-NE-SD is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,194 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$740	$666 – $814	$831	$790
1 bedroom	$860	$774 – $946	$965	$910
2 bedrooms	$1,060	$954 – $1,166	$1,194	$1,140
3 bedrooms	$1,290	$1,161 – $1,419	$1,447	$1,370
4 bedrooms	$1,440	$1,296 – $1,584	$1,618	$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $97,900 and the 80% low-income limit for four people is $78,300. ZIP code 51039 lies mainly in Woodbury County. See the Sioux City, IA-NE-SD metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
51015	Climbing Hill	7.5 mi	$1,050
51007	Bronson	7.7 mi	$1,140
51030	Lawton	7.8 mi	$1,040
51004	Anthon	8.6 mi	$1,320
51028	Kingsley	10.7 mi	$1,040
51044	Oto	11.9 mi	$1,160

Questions

What is the Fair Market Rent for ZIP code 51039?

HUD's FY2027 Small Area Fair Market Rents for 51039 are $740 (studio), $860 (1 BR), $1,060 (2 BR), $1,290 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 51039?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 51039 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 51039?

The FY2026 income limits of the Sioux City, IA-NE-SD area apply: median family income $97,900, low-income (80%) limit $78,300 for a family of four.