FY2027 Small Area FMR · Oyens, IA

ZIP 51045 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 51045 (Oyens, IA) is $1,030 a month, up 2.0% from FY2026. That is 1% above the Plymouth County, IA area-wide FMR of $1,018.

2-bedroom SAFMR$1,030per month ▲ 2.0%

Area-wide 2 BR FMR$1,018Plymouth County, IA

Rank in the area14thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927

2 BR Small Area FMR$1,030

110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▼ 3.8%

1 BR$790▼ 1.2%

2 BR$1,030▲ 2.0%

3 BR$1,330■ 0.0%

4 BR$1,400▼ 0.7%

FY2027 FY2026

Where 51045 sits in the Plymouth County, IA area

Of the 20 ZIP codes HUD lists for the area, 51045 has the 14th highest two-bedroom Small Area FMR. Plymouth County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,018 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$756	$790
1 bedroom	$790	$711 – $869	$778	$800
2 bedrooms	$1,030	$927 – $1,133	$1,018	$1,010
3 bedrooms	$1,330	$1,197 – $1,463	$1,315	$1,330
4 bedrooms	$1,400	$1,260 – $1,540	$1,385	$1,410

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $103,300 and the 80% low-income limit for four people is $82,650. ZIP code 51045 lies mainly in Plymouth County. See the Plymouth County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
51050	Remsen	5.9 mi	$1,110
51031	Le Mars	6.7 mi	$1,030
51008	Brunsville	10.7 mi	$1,460
51003	Alton	12.3 mi	$930
51036	Maurice	12.3 mi	$1,170
51035	Marcus	13.3 mi	$1,030

Questions

What is the Fair Market Rent for ZIP code 51045?

HUD's FY2027 Small Area Fair Market Rents for 51045 are $760 (studio), $790 (1 BR), $1,030 (2 BR), $1,330 (3 BR) and $1,400 (4 BR) a month.

What is the Section 8 payment standard in 51045?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 51045 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 51045?

The FY2026 income limits of the Plymouth County, IA area apply: median family income $103,300, low-income (80%) limit $82,650 for a family of four.