FY2027 Small Area FMR · Sanborn, IA
ZIP 51248 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 51248 (Sanborn, IA) is $1,020 a month, down 3.8% from FY2026. That is 10% above the O'Brien County, IA area-wide FMR of $927.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 51248 sits in the O'Brien County, IA area
Of the 16 ZIP codes HUD lists for the area, 51248 has the 4th highest two-bedroom Small Area FMR. O'Brien County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $927 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.
ZIP code 51248 crosses more than one HUD area. HUD also lists it under Osceola County, IA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $760 | $684 – $836 | $688 | $790 |
| 1 bedroom | $780 | $702 – $858 | $709 | $810 |
| 2 bedrooms | $1,020 | $918 – $1,122 | $927 | $1,060 |
| 3 bedrooms | $1,220 | $1,098 – $1,342 | $1,105 | $1,280 |
| 4 bedrooms | $1,340 | $1,206 – $1,474 | $1,218 | $1,400 |
A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $101,300 and the 80% low-income limit for four people is $81,050. ZIP code 51248 lies mainly in O'Brien County and Osceola County. See the O'Brien County, IA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 51248?
HUD's FY2027 Small Area Fair Market Rents for 51248 are $760 (studio), $780 (1 BR), $1,020 (2 BR), $1,220 (3 BR) and $1,340 (4 BR) a month.
What is the Section 8 payment standard in 51248?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 51248 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 51248?
The FY2026 income limits of the O'Brien County, IA area apply: median family income $101,300, low-income (80%) limit $81,050 for a family of four.