Income Limits by County

FY2027 Small Area FMR · Braddyville, IA

ZIP 51631 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 51631 (Braddyville, IA) is $1,080 a month, unchanged from FY2026. That is 17% above the Page County, IA area-wide FMR of $927.

2-bedroom SAFMR$1,080per month ■ 0.0%
Area-wide 2 BR FMR$927Page County, IA
Rank in the area3rdof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972
2 BR Small Area FMR$1,080
110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 51631 sits in the Page County, IA area

$930$1,180median $960

Of the 15 ZIP codes HUD lists for the area, 51631 has the 3rd highest two-bedroom Small Area FMR. Page County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $927 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$800$720 – $880$688$800
1 bedroom$830$747 – $913$709$820
2 bedrooms$1,080$972 – $1,188$927$1,080
3 bedrooms$1,380$1,242 – $1,518$1,184$1,350
4 bedrooms$1,460$1,314 – $1,606$1,255$1,440

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $84,300 and the 80% low-income limit for four people is $75,300. ZIP code 51631 lies mainly in Page County. See the Page County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
64431Clearmont4.4 mi$1,000
51651Shambaugh4.6 mi$1,180
51637College Springs6.0 mi$990
64445Elmo8.1 mi$960
51630Blanchard9.5 mi$960
51632Clarinda10.8 mi$930

Questions

What is the Fair Market Rent for ZIP code 51631?

HUD's FY2027 Small Area Fair Market Rents for 51631 are $800 (studio), $830 (1 BR), $1,080 (2 BR), $1,380 (3 BR) and $1,460 (4 BR) a month.

What is the Section 8 payment standard in 51631?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 51631 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 51631?

The FY2026 income limits of the Page County, IA area apply: median family income $84,300, low-income (80%) limit $75,300 for a family of four.