Income Limits by County

FY2027 Small Area FMR · Northboro, IA

ZIP 51647 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 51647 (Northboro, IA) is $940 a month, up 2.2% from FY2026. That is 1% above the Fremont County, IA area-wide FMR of $927.

2-bedroom SAFMR$940per month ▲ 2.2%
Area-wide 2 BR FMR$927Fremont County, IA
Rank in the area10thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$846
2 BR Small Area FMR$940
110% of SAFMR$1,034

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 51647 sits in the Fremont County, IA area

$930$1,390median $1,090

Of the 13 ZIP codes HUD lists for the area, 51647 has the 10th highest two-bedroom Small Area FMR. Fremont County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $927 for two bedrooms; an agency that opts in to Small Area FMRs would use $940 for this ZIP code instead.

ZIP code 51647 crosses more than one HUD area. HUD also lists it under Page County, IA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$700$630 – $770$688$680
1 bedroom$720$648 – $792$709$710
2 bedrooms$940$846 – $1,034$927$920
3 bedrooms$1,220$1,098 – $1,342$1,284$1,180
4 bedrooms$1,290$1,161 – $1,419$1,320$1,260

A household renting a two-bedroom home at the Small Area FMR of $940 needs about $37,600 a year to keep housing costs at 30% of income. The area median family income is $96,200 and the 80% low-income limit for four people is $76,950. ZIP code 51647 lies mainly in Page County and Fremont County. See the Fremont County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
64498Westboro4.8 mi$990
51636Coin6.1 mi$930
51630Blanchard6.8 mi$960
51601Shenandoah8.2 mi$960
64445Elmo10.1 mi$960
51637College Springs10.8 mi$990

Questions

What is the Fair Market Rent for ZIP code 51647?

HUD's FY2027 Small Area Fair Market Rents for 51647 are $700 (studio), $720 (1 BR), $940 (2 BR), $1,220 (3 BR) and $1,290 (4 BR) a month.

What is the Section 8 payment standard in 51647?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 51647 that range is $846 to $1,034 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 51647?

The FY2026 income limits of the Fremont County, IA area apply: median family income $96,200, low-income (80%) limit $76,950 for a family of four.