FY2027 Small Area FMR · Dubuque, IA

ZIP 52004 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52004 (Dubuque, IA) is $1,130 a month, up 4.6% from FY2026. That is 0% equal to the Dubuque, IA area-wide FMR of $1,131.

2-bedroom SAFMR$1,130per month ▲ 4.6%

Area-wide 2 BR FMR$1,131Dubuque, IA

Rank in the area8thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,017

2 BR Small Area FMR$1,130

110% of SAFMR$1,243

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$790▲ 1.3%

1 BR$890▲ 6.0%

2 BR$1,130▲ 4.6%

3 BR$1,510▲ 4.1%

4 BR$1,860▲ 2.8%

FY2027 FY2026

Where 52004 sits in the Dubuque, IA area

Of the 22 ZIP codes HUD lists for the area, 52004 has the 8th highest two-bedroom Small Area FMR. Dubuque, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,131 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,130 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$790	$711 – $869	$788	$780
1 bedroom	$890	$801 – $979	$891	$840
2 bedrooms	$1,130	$1,017 – $1,243	$1,131	$1,080
3 bedrooms	$1,510	$1,359 – $1,661	$1,516	$1,450
4 bedrooms	$1,860	$1,674 – $2,046	$1,865	$1,810

A household renting a two-bedroom home at the Small Area FMR of $1,130 needs about $45,200 a year to keep housing costs at 30% of income. The area median family income is $106,300 and the 80% low-income limit for four people is $85,050. ZIP code 52004 lies mainly in Dubuque County. See the Dubuque, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
52001	Dubuque	3.5 mi	$1,140
52003	Dubuque	4.8 mi	$1,120
52002	Dubuque	5.8 mi	$1,250
61025	East Dubuque	5.9 mi	$1,070
53812	Kieler	6.4 mi	$1,010
53811	Hazel Green	8.4 mi	$1,130

Questions

What is the Fair Market Rent for ZIP code 52004?

HUD's FY2027 Small Area Fair Market Rents for 52004 are $790 (studio), $890 (1 BR), $1,130 (2 BR), $1,510 (3 BR) and $1,860 (4 BR) a month.

What is the Section 8 payment standard in 52004?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52004 that range is $1,017 to $1,243 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52004?

The FY2026 income limits of the Dubuque, IA area apply: median family income $106,300, low-income (80%) limit $85,050 for a family of four.