Income Limits by County

FY2027 Small Area FMR · Bellevue, IA

ZIP 52031 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52031 (Bellevue, IA) is $1,020 a month, up 4.1% from FY2026. That is 10% below the Dubuque, IA area-wide FMR of $1,131.

2-bedroom SAFMR$1,020per month ▲ 4.1%
Area-wide 2 BR FMR$1,131Dubuque, IA
Rank in the area14thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$918
2 BR Small Area FMR$1,020
110% of SAFMR$1,122

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 52031 sits in the Dubuque, IA area

$970$1,320median $1,050

Of the 22 ZIP codes HUD lists for the area, 52031 has the 14th highest two-bedroom Small Area FMR. Dubuque, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,131 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,020 for this ZIP code instead.

ZIP code 52031 crosses more than one HUD area. HUD also lists it under Jackson County, IA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$760$684 – $836$788$720
1 bedroom$790$711 – $869$891$750
2 bedrooms$1,020$918 – $1,122$1,131$980
3 bedrooms$1,340$1,206 – $1,474$1,516$1,260
4 bedrooms$1,630$1,467 – $1,793$1,865$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,020 needs about $40,800 a year to keep housing costs at 30% of income. The area median family income is $106,300 and the 80% low-income limit for four people is $85,050. ZIP code 52031 lies mainly in Jackson County and Dubuque County. See the Dubuque, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
52071Saint Donatus4.6 mi$1,120
52075Springbrook5.9 mi$1,020
52054La Motte8.1 mi$970
52030Andrew8.7 mi$1,080
61041Hanover9.1 mi$930
52074Spragueville9.9 mi$960

Questions

What is the Fair Market Rent for ZIP code 52031?

HUD's FY2027 Small Area Fair Market Rents for 52031 are $760 (studio), $790 (1 BR), $1,020 (2 BR), $1,340 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 52031?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52031 that range is $918 to $1,122 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52031?

The FY2026 income limits of the Dubuque, IA area apply: median family income $106,300, low-income (80%) limit $85,050 for a family of four.