FY2027 Small Area FMR · Durango, IA

ZIP 52039 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52039 (Durango, IA) is $1,170 a month, up 7.3% from FY2026. That is 3% above the Dubuque, IA area-wide FMR of $1,131.

2-bedroom SAFMR$1,170per month ▲ 7.3%

Area-wide 2 BR FMR$1,131Dubuque, IA

Rank in the area6thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,053

2 BR Small Area FMR$1,170

110% of SAFMR$1,287

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$820▲ 5.1%

1 BR$920▲ 8.2%

2 BR$1,170▲ 7.3%

3 BR$1,570▲ 7.5%

4 BR$1,920▲ 6.1%

FY2027 FY2026

Where 52039 sits in the Dubuque, IA area

Of the 22 ZIP codes HUD lists for the area, 52039 has the 6th highest two-bedroom Small Area FMR. Dubuque, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,131 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$820	$738 – $902	$788	$780
1 bedroom	$920	$828 – $1,012	$891	$850
2 bedrooms	$1,170	$1,053 – $1,287	$1,131	$1,090
3 bedrooms	$1,570	$1,413 – $1,727	$1,516	$1,460
4 bedrooms	$1,920	$1,728 – $2,112	$1,865	$1,810

A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $106,300 and the 80% low-income limit for four people is $85,050. ZIP code 52039 lies mainly in Dubuque County. See the Dubuque, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
52002	Dubuque	4.6 mi	$1,250
52073	Sherrill	5.9 mi	$1,320
52045	Epworth	6.7 mi	$1,050
52053	Holy Cross	7.1 mi	$970
52068	Peosta	8.3 mi	$1,220
52001	Dubuque	8.4 mi	$1,140

Questions

What is the Fair Market Rent for ZIP code 52039?

HUD's FY2027 Small Area Fair Market Rents for 52039 are $820 (studio), $920 (1 BR), $1,170 (2 BR), $1,570 (3 BR) and $1,920 (4 BR) a month.

What is the Section 8 payment standard in 52039?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52039 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52039?

The FY2026 income limits of the Dubuque, IA area apply: median family income $106,300, low-income (80%) limit $85,050 for a family of four.