Income Limits by County

FY2027 Small Area FMR · Luxemburg, IA

ZIP 52056 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52056 (Luxemburg, IA) is $990 a month, down 1.0% from FY2026. That is 12% below the Dubuque, IA area-wide FMR of $1,131.

2-bedroom SAFMR$990per month ▼ 1.0%
Area-wide 2 BR FMR$1,131Dubuque, IA
Rank in the area17thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$891
2 BR Small Area FMR$990
110% of SAFMR$1,089

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 52056 sits in the Dubuque, IA area

$970$1,320median $1,050

Of the 22 ZIP codes HUD lists for the area, 52056 has the 17th highest two-bedroom Small Area FMR. Dubuque, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,131 for two bedrooms; an agency that opts in to Small Area FMRs would use $990 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$700$630 – $770$788$730
1 bedroom$780$702 – $858$891$780
2 bedrooms$990$891 – $1,089$1,131$1,000
3 bedrooms$1,310$1,179 – $1,441$1,516$1,310
4 bedrooms$1,630$1,467 – $1,793$1,865$1,600

A household renting a two-bedroom home at the Small Area FMR of $990 needs about $39,600 a year to keep housing costs at 30% of income. The area median family income is $106,300 and the 80% low-income limit for four people is $85,050. ZIP code 52056 lies mainly in Dubuque County. See the Dubuque, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
52065New Vienna2.6 mi$1,000
52053Holy Cross5.6 mi$970
52040Dyersville6.6 mi$1,200
52035Colesburg8.8 mi$930
52066North Buena Vista8.9 mi$1,010
52046Farley10.0 mi$1,190

Questions

What is the Fair Market Rent for ZIP code 52056?

HUD's FY2027 Small Area Fair Market Rents for 52056 are $700 (studio), $780 (1 BR), $990 (2 BR), $1,310 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 52056?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52056 that range is $891 to $1,089 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52056?

The FY2026 income limits of the Dubuque, IA area apply: median family income $106,300, low-income (80%) limit $85,050 for a family of four.