FY2027 Small Area FMR · Saint Lucas, IA

ZIP 52166 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52166 (Saint Lucas, IA) is $1,120 a month, up 2.8% from FY2026. That is 19% above the Fayette County, IA area-wide FMR of $940.

2-bedroom SAFMR$1,120per month ▲ 2.8%

Area-wide 2 BR FMR$940Fayette County, IA

Rank in the area2ndof 25 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,008

2 BR Small Area FMR$1,120

110% of SAFMR$1,232

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$830▲ 2.5%

1 BR$870▲ 2.4%

2 BR$1,120▲ 2.8%

3 BR$1,470▲ 1.4%

4 BR$1,510▼ 4.4%

FY2027 FY2026

Where 52166 sits in the Fayette County, IA area

Of the 25 ZIP codes HUD lists for the area, 52166 has the 2nd highest two-bedroom Small Area FMR. Fayette County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $940 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,120 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$830	$747 – $913	$698	$810
1 bedroom	$870	$783 – $957	$719	$850
2 bedrooms	$1,120	$1,008 – $1,232	$940	$1,090
3 bedrooms	$1,470	$1,323 – $1,617	$1,240	$1,450
4 bedrooms	$1,510	$1,359 – $1,661	$1,306	$1,580

A household renting a two-bedroom home at the Small Area FMR of $1,120 needs about $44,800 a year to keep housing costs at 30% of income. The area median family income is $85,800 and the 80% low-income limit for four people is $75,300. ZIP code 52166 lies mainly in Fayette County. See the Fayette County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
52144	Fort Atkinson	5.3 mi	$1,280
52171	Waucoma	6.0 mi	$1,050
52175	West Union	7.4 mi	$980
52147	Hawkeye	7.6 mi	$930
52168	Spillville	9.7 mi	$1,040
52161	Ossian	9.9 mi	$930

Questions

What is the Fair Market Rent for ZIP code 52166?

HUD's FY2027 Small Area Fair Market Rents for 52166 are $830 (studio), $870 (1 BR), $1,120 (2 BR), $1,470 (3 BR) and $1,510 (4 BR) a month.

What is the Section 8 payment standard in 52166?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52166 that range is $1,008 to $1,232 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52166?

The FY2026 income limits of the Fayette County, IA area apply: median family income $85,800, low-income (80%) limit $75,300 for a family of four.