Income Limits by County

FY2027 Small Area FMR · Fairfax, IA

ZIP 52228 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52228 (Fairfax, IA) is $1,580 a month, down 1.9% from FY2026. That is 50% above the Cedar Rapids, IA area-wide FMR of $1,054.

2-bedroom SAFMR$1,580per month ▼ 1.9%
Area-wide 2 BR FMR$1,054Cedar Rapids, IA
Rank in the area1stof 36 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,422
2 BR Small Area FMR$1,580
110% of SAFMR$1,738

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 52228 sits in the Cedar Rapids, IA area

$970$1,580median $1,050

Of the 36 ZIP codes HUD lists for the area, 52228 has the 1st highest two-bedroom Small Area FMR. Cedar Rapids, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,054 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,580 for this ZIP code instead.

ZIP code 52228 crosses more than one HUD area. HUD also lists it under Benton County, IA (same figures) and Iowa City, IA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,100$990 – $1,210$734$1,110
1 bedroom$1,210$1,089 – $1,331$806$1,220
2 bedrooms$1,580$1,422 – $1,738$1,054$1,610
3 bedrooms$2,180$1,962 – $2,398$1,459$2,230
4 bedrooms$2,620$2,358 – $2,882$1,762$2,680

A household renting a two-bedroom home at the Small Area FMR of $1,580 needs about $63,200 a year to keep housing costs at 30% of income. The area median family income is $105,300 and the 80% low-income limit for four people is $84,250. ZIP code 52228 lies mainly in Linn County, Benton County and Johnson County. See the Cedar Rapids, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
52351Walford2.8 mi$1,410
52404Cedar Rapids4.8 mi$1,080
52318Norway5.4 mi$1,320
52405Cedar Rapids6.0 mi$1,220
52338Swisher7.2 mi$1,170
52206Atkins7.9 mi$930

Questions

What is the Fair Market Rent for ZIP code 52228?

HUD's FY2027 Small Area Fair Market Rents for 52228 are $1,100 (studio), $1,210 (1 BR), $1,580 (2 BR), $2,180 (3 BR) and $2,620 (4 BR) a month.

What is the Section 8 payment standard in 52228?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52228 that range is $1,422 to $1,738 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52228?

The FY2026 income limits of the Cedar Rapids, IA area apply: median family income $105,300, low-income (80%) limit $84,250 for a family of four.