FY2027 Small Area FMR · Luzerne, IA

ZIP 52257 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52257 (Luzerne, IA) is $1,030 a month, up 1.0% from FY2026. That is 5% above the Benton County, IA area-wide FMR of $982.

2-bedroom SAFMR$1,030per month ▲ 1.0%

Area-wide 2 BR FMR$982Benton County, IA

Rank in the area16thof 26 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927

2 BR Small Area FMR$1,030

110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$720▲ 1.4%

1 BR$800▲ 2.6%

2 BR$1,030▲ 1.0%

3 BR$1,340▲ 2.3%

4 BR$1,400▼ 4.1%

FY2027 FY2026

Where 52257 sits in the Benton County, IA area

Of the 26 ZIP codes HUD lists for the area, 52257 has the 16th highest two-bedroom Small Area FMR. Benton County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $982 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$720	$648 – $792	$684	$710
1 bedroom	$800	$720 – $880	$751	$780
2 bedrooms	$1,030	$927 – $1,133	$982	$1,020
3 bedrooms	$1,340	$1,206 – $1,474	$1,267	$1,310
4 bedrooms	$1,400	$1,260 – $1,540	$1,291	$1,460

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $113,100 and the 80% low-income limit for four people is $90,500. ZIP code 52257 lies mainly in Benton County. See the Benton County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
52209	Blairstown	4.2 mi	$970
52208	Belle Plaine	5.1 mi	$970
52249	Keystone	6.6 mi	$1,180
52346	Van Horne	7.9 mi	$1,100
52354	Watkins	9.8 mi	$1,070
52225	Elberon	9.8 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 52257?

HUD's FY2027 Small Area Fair Market Rents for 52257 are $720 (studio), $800 (1 BR), $1,030 (2 BR), $1,340 (3 BR) and $1,400 (4 BR) a month.

What is the Section 8 payment standard in 52257?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52257 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52257?

The FY2026 income limits of the Benton County, IA area apply: median family income $113,100, low-income (80%) limit $90,500 for a family of four.