Income Limits by County

FY2027 Small Area FMR · Onslow, IA

ZIP 52321 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52321 (Onslow, IA) is $970 a month, up 3.2% from FY2026. That is 5% above the Jones County, IA area-wide FMR of $927.

2-bedroom SAFMR$970per month ▲ 3.2%
Area-wide 2 BR FMR$927Jones County, IA
Rank in the area11thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$873
2 BR Small Area FMR$970
110% of SAFMR$1,067

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 52321 sits in the Jones County, IA area

$930$1,230median $990

Of the 19 ZIP codes HUD lists for the area, 52321 has the 11th highest two-bedroom Small Area FMR. Jones County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $927 for two bedrooms; an agency that opts in to Small Area FMRs would use $970 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$680$612 – $748$646$650
1 bedroom$770$693 – $847$734$730
2 bedrooms$970$873 – $1,067$927$940
3 bedrooms$1,270$1,143 – $1,397$1,214$1,240
4 bedrooms$1,270$1,143 – $1,397$1,218$1,240

A household renting a two-bedroom home at the Small Area FMR of $970 needs about $38,800 a year to keep housing costs at 30% of income. The area median family income is $97,700 and the 80% low-income limit for four people is $78,150. ZIP code 52321 lies mainly in Jones County. See the Jones County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
52362Wyoming4.7 mi$960
52309Monmouth5.0 mi$990
52212Center Junction6.1 mi$990
52207Baldwin8.6 mi$990
52033Cascade9.1 mi$1,050
52323Oxford Junction11.4 mi$930

Questions

What is the Fair Market Rent for ZIP code 52321?

HUD's FY2027 Small Area Fair Market Rents for 52321 are $680 (studio), $770 (1 BR), $970 (2 BR), $1,270 (3 BR) and $1,270 (4 BR) a month.

What is the Section 8 payment standard in 52321?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52321 that range is $873 to $1,067 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52321?

The FY2026 income limits of the Jones County, IA area apply: median family income $97,700, low-income (80%) limit $78,150 for a family of four.