FY2027 Small Area FMR · Urbana, IA

ZIP 52345 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52345 (Urbana, IA) is $960 a month, up 2.1% from FY2026. That is 2% below the Benton County, IA area-wide FMR of $982.

2-bedroom SAFMR$960per month ▲ 2.1%

Area-wide 2 BR FMR$982Benton County, IA

Rank in the area22ndof 26 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$864

2 BR Small Area FMR$960

110% of SAFMR$1,056

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$670▲ 3.1%

1 BR$730▲ 1.4%

2 BR$960▲ 2.1%

3 BR$1,240▲ 4.2%

4 BR$1,260▼ 6.7%

FY2027 FY2026

Where 52345 sits in the Benton County, IA area

Of the 26 ZIP codes HUD lists for the area, 52345 has the 22nd highest two-bedroom Small Area FMR. Benton County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $982 for two bedrooms; an agency that opts in to Small Area FMRs would use $960 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$670	$603 – $737	$684	$650
1 bedroom	$730	$657 – $803	$751	$720
2 bedrooms	$960	$864 – $1,056	$982	$940
3 bedrooms	$1,240	$1,116 – $1,364	$1,267	$1,190
4 bedrooms	$1,260	$1,134 – $1,386	$1,291	$1,350

A household renting a two-bedroom home at the Small Area FMR of $960 needs about $38,400 a year to keep housing costs at 30% of income. The area median family income is $113,100 and the 80% low-income limit for four people is $90,500. ZIP code 52345 lies mainly in Benton County. See the Benton County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
52352	Walker	7.1 mi	$1,050
52349	Vinton	7.5 mi	$930
52210	Brandon	7.7 mi	$1,080
52213	Center Point	7.9 mi	$1,140
52329	Rowley	8.1 mi	$980
52313	Mount Auburn	10.0 mi	$1,150

Questions

What is the Fair Market Rent for ZIP code 52345?

HUD's FY2027 Small Area Fair Market Rents for 52345 are $670 (studio), $730 (1 BR), $960 (2 BR), $1,240 (3 BR) and $1,260 (4 BR) a month.

What is the Section 8 payment standard in 52345?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52345 that range is $864 to $1,056 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52345?

The FY2026 income limits of the Benton County, IA area apply: median family income $113,100, low-income (80%) limit $90,500 for a family of four.