Income Limits by County

FY2027 Small Area FMR · Birmingham, IA

ZIP 52535 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52535 (Birmingham, IA) is $1,010 a month, up 7.4% from FY2026. That is 8% below the Jefferson County, IA area-wide FMR of $1,096.

2-bedroom SAFMR$1,010per month ▲ 7.4%
Area-wide 2 BR FMR$1,096Jefferson County, IA
Rank in the area8thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 52535 sits in the Jefferson County, IA area

$980$1,300median $995

Of the 16 ZIP codes HUD lists for the area, 52535 has the 8th highest two-bedroom Small Area FMR. Jefferson County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,096 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

ZIP code 52535 crosses more than one HUD area. HUD also lists it under Van Buren County, IA (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$750$675 – $825$832$710
1 bedroom$770$693 – $847$838$720
2 bedrooms$1,010$909 – $1,111$1,096$940
3 bedrooms$1,200$1,080 – $1,320$1,306$1,130
4 bedrooms$1,610$1,449 – $1,771$1,440$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $100,500 and the 80% low-income limit for four people is $80,400. ZIP code 52535 lies mainly in Van Buren County and Jefferson County. See the Jefferson County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
52651Stockport7.6 mi$980
52567Libertyville7.7 mi$1,100
52551Douds8.3 mi$1,000
52565Keosauqua8.4 mi$970
52557Fairfield11.0 mi$1,100
52588Selma11.0 mi$1,030

Questions

What is the Fair Market Rent for ZIP code 52535?

HUD's FY2027 Small Area Fair Market Rents for 52535 are $750 (studio), $770 (1 BR), $1,010 (2 BR), $1,200 (3 BR) and $1,610 (4 BR) a month.

What is the Section 8 payment standard in 52535?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52535 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52535?

The FY2026 income limits of the Jefferson County, IA area apply: median family income $100,500, low-income (80%) limit $80,400 for a family of four.