FY2027 Small Area FMR · Mystic, IA

ZIP 52574 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52574 (Mystic, IA) is $930 a month, down 7.9% from FY2026. That is 0% equal to the Appanoose County, IA area-wide FMR of $927.

2-bedroom SAFMR$930per month ▼ 7.9%

Area-wide 2 BR FMR$927Appanoose County, IA

Rank in the area7thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$837

2 BR Small Area FMR$930

110% of SAFMR$1,023

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$690▼ 8.0%

1 BR$710▼ 7.8%

2 BR$930▼ 7.9%

3 BR$1,100▼ 9.1%

4 BR$1,300▼ 9.7%

FY2027 FY2026

Where 52574 sits in the Appanoose County, IA area

Of the 11 ZIP codes HUD lists for the area, 52574 has the 7th highest two-bedroom Small Area FMR. Appanoose County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $927 for two bedrooms; an agency that opts in to Small Area FMRs would use $930 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$690	$621 – $759	$688	$750
1 bedroom	$710	$639 – $781	$709	$770
2 bedrooms	$930	$837 – $1,023	$927	$1,010
3 bedrooms	$1,100	$990 – $1,210	$1,105	$1,210
4 bedrooms	$1,300	$1,170 – $1,430	$1,273	$1,440

A household renting a two-bedroom home at the Small Area FMR of $930 needs about $37,200 a year to keep housing costs at 30% of income. The area median family income is $71,900 and the 80% low-income limit for four people is $75,300. ZIP code 52574 lies mainly in Appanoose County. See the Appanoose County, IA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
52581	Plano	4.8 mi	$930
52544	Centerville	7.6 mi	$930
52571	Moravia	8.6 mi	$950
52583	Promise City	9.3 mi	$950
52593	Udell	12.0 mi	$930
52569	Melrose	12.8 mi	$1,080

Questions

What is the Fair Market Rent for ZIP code 52574?

HUD's FY2027 Small Area Fair Market Rents for 52574 are $690 (studio), $710 (1 BR), $930 (2 BR), $1,100 (3 BR) and $1,300 (4 BR) a month.

What is the Section 8 payment standard in 52574?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52574 that range is $837 to $1,023 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 52574?

The FY2026 income limits of the Appanoose County, IA area apply: median family income $71,900, low-income (80%) limit $75,300 for a family of four.