FY2027 Small Area FMR · Rose Hill, IA
ZIP 52586 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 52586 (Rose Hill, IA) is $980 a month, up 2.1% from FY2026. That is 6% above the Keokuk County, IA area-wide FMR of $927.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 52586 sits in the Keokuk County, IA area
Of the 21 ZIP codes HUD lists for the area, 52586 has the 8th highest two-bedroom Small Area FMR. Keokuk County, IA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $927 for two bedrooms; an agency that opts in to Small Area FMRs would use $980 for this ZIP code instead.
ZIP code 52586 crosses more than one HUD area. HUD also lists it under Mahaska County, IA (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $740 | $666 – $814 | $688 | $720 |
| 1 bedroom | $780 | $702 – $858 | $766 | $760 |
| 2 bedrooms | $980 | $882 – $1,078 | $927 | $960 |
| 3 bedrooms | $1,220 | $1,098 – $1,342 | $1,159 | $1,190 |
| 4 bedrooms | $1,310 | $1,179 – $1,441 | $1,251 | $1,280 |
A household renting a two-bedroom home at the Small Area FMR of $980 needs about $39,200 a year to keep housing costs at 30% of income. The area median family income is $84,600 and the 80% low-income limit for four people is $75,300. ZIP code 52586 lies mainly in Mahaska County and Keokuk County. See the Keokuk County, IA county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 52586?
HUD's FY2027 Small Area Fair Market Rents for 52586 are $740 (studio), $780 (1 BR), $980 (2 BR), $1,220 (3 BR) and $1,310 (4 BR) a month.
What is the Section 8 payment standard in 52586?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 52586 that range is $882 to $1,078 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 52586?
The FY2026 income limits of the Keokuk County, IA area apply: median family income $84,600, low-income (80%) limit $75,300 for a family of four.