Income Limits by County

FY2027 Small Area FMR · Twin Lakes, WI

ZIP 53181 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 53181 (Twin Lakes, WI) is $1,270 a month, down 3.8% from FY2026. That is 12% below the Kenosha, WI area-wide FMR of $1,441.

2-bedroom SAFMR$1,270per month ▼ 3.8%
Area-wide 2 BR FMR$1,441Kenosha, WI
Rank in the area23rdof 24 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,143
2 BR Small Area FMR$1,270
110% of SAFMR$1,397

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 53181 sits in the Kenosha, WI area

$1,270$1,740median $1,440

Of the 24 ZIP codes HUD lists for the area, 53181 has the 23rd highest two-bedroom Small Area FMR. Kenosha, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,441 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,270 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$980$882 – $1,078$1,136$1,020
1 bedroom$990$891 – $1,089$1,144$1,030
2 bedrooms$1,270$1,143 – $1,397$1,441$1,320
3 bedrooms$1,710$1,539 – $1,881$1,956$1,790
4 bedrooms$1,960$1,764 – $2,156$2,228$2,050

A household renting a two-bedroom home at the Small Area FMR of $1,270 needs about $50,800 a year to keep housing costs at 30% of income. The area median family income is $117,300 and the 80% low-income limit for four people is $93,850. ZIP code 53181 lies mainly in Kenosha County. See the Kenosha, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
53192Wilmot3.1 mi$1,340
60081Spring Grove4.5 mi$1,660
60071Richmond4.8 mi$1,650
53128Genoa City4.8 mi$1,420
53170Silver Lake5.3 mi$1,270
53179Trevor5.7 mi$1,350

Questions

What is the Fair Market Rent for ZIP code 53181?

HUD's FY2027 Small Area Fair Market Rents for 53181 are $980 (studio), $990 (1 BR), $1,270 (2 BR), $1,710 (3 BR) and $1,960 (4 BR) a month.

What is the Section 8 payment standard in 53181?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 53181 that range is $1,143 to $1,397 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 53181?

The FY2026 income limits of the Kenosha, WI area apply: median family income $117,300, low-income (80%) limit $93,850 for a family of four.