Income Limits by County

FY2027 Small Area FMR · Janesville, WI

ZIP 53546 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 53546 (Janesville, WI) is $1,300 a month, up 2.4% from FY2026. That is 2% above the Janesville-Beloit, WI area-wide FMR of $1,280.

2-bedroom SAFMR$1,300per month ▲ 2.4%
Area-wide 2 BR FMR$1,280Janesville-Beloit, WI
Rank in the area7thof 22 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,170
2 BR Small Area FMR$1,300
110% of SAFMR$1,430

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 53546 sits in the Janesville-Beloit, WI area

$1,130$1,690median $1,280

Of the 22 ZIP codes HUD lists for the area, 53546 has the 7th highest two-bedroom Small Area FMR. Janesville-Beloit, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,280 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$990$891 – $1,089$976$920
1 bedroom$1,010$909 – $1,111$998$970
2 bedrooms$1,300$1,170 – $1,430$1,280$1,270
3 bedrooms$1,650$1,485 – $1,815$1,621$1,630
4 bedrooms$1,710$1,539 – $1,881$1,682$1,680

A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $94,500 and the 80% low-income limit for four people is $76,800. ZIP code 53546 lies mainly in Rock County. See the Janesville-Beloit, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
53505Avalon6.5 mi$1,690
53501Afton6.8 mi$1,280
53545Janesville7.6 mi$1,330
53525Clinton8.7 mi$1,280
53548Janesville9.2 mi$1,270
53563Milton9.9 mi$1,190

Questions

What is the Fair Market Rent for ZIP code 53546?

HUD's FY2027 Small Area Fair Market Rents for 53546 are $990 (studio), $1,010 (1 BR), $1,300 (2 BR), $1,650 (3 BR) and $1,710 (4 BR) a month.

What is the Section 8 payment standard in 53546?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 53546 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 53546?

The FY2026 income limits of the Janesville-Beloit, WI area apply: median family income $94,500, low-income (80%) limit $76,800 for a family of four.