FY2027 Small Area FMR · Irma, WI
ZIP 54442 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54442 (Irma, WI) is $1,230 a month, up 3.4% from FY2026. That is 21% above the Lincoln County, WI area-wide FMR of $1,014.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 54442 sits in the Lincoln County, WI area
Of the 8 ZIP codes HUD lists for the area, 54442 has the 1st highest two-bedroom Small Area FMR. Lincoln County, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,230 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $930 | $837 – $1,023 | $763 | $910 |
| 1 bedroom | $940 | $846 – $1,034 | $775 | $910 |
| 2 bedrooms | $1,230 | $1,107 – $1,353 | $1,014 | $1,190 |
| 3 bedrooms | $1,580 | $1,422 – $1,738 | $1,304 | $1,660 |
| 4 bedrooms | $1,700 | $1,530 – $1,870 | $1,403 | $1,730 |
A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $95,300 and the 80% low-income limit for four people is $76,800. ZIP code 54442 lies mainly in Lincoln County. See the Lincoln County, WI county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 54442?
HUD's FY2027 Small Area Fair Market Rents for 54442 are $930 (studio), $940 (1 BR), $1,230 (2 BR), $1,580 (3 BR) and $1,700 (4 BR) a month.
What is the Section 8 payment standard in 54442?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54442 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 54442?
The FY2026 income limits of the Lincoln County, WI area apply: median family income $95,300, low-income (80%) limit $76,800 for a family of four.