FY2027 Small Area FMR · Lake Tomahawk, WI

ZIP 54539 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54539 (Lake Tomahawk, WI) is $1,010 a month, up 1.0% from FY2026. That is 2% below the Oneida County, WI area-wide FMR of $1,027.

2-bedroom SAFMR$1,010per month ▲ 1.0%

Area-wide 2 BR FMR$1,027Oneida County, WI

Rank in the area10thof 16 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$840▲ 18.3%

1 BR$930▲ 5.7%

2 BR$1,010▲ 1.0%

3 BR$1,280▲ 6.7%

4 BR$1,440■ 0.0%

FY2027 FY2026

Where 54539 sits in the Oneida County, WI area

Of the 16 ZIP codes HUD lists for the area, 54539 has the 10th highest two-bedroom Small Area FMR. Oneida County, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,027 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$840	$756 – $924	$852	$710
1 bedroom	$930	$837 – $1,023	$943	$880
2 bedrooms	$1,010	$909 – $1,111	$1,027	$1,000
3 bedrooms	$1,280	$1,152 – $1,408	$1,289	$1,200
4 bedrooms	$1,440	$1,296 – $1,584	$1,445	$1,440

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $95,600 and the 80% low-income limit for four people is $76,800. ZIP code 54539 lies mainly in Oneida County. See the Oneida County, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
54558	Saint Germain	8.3 mi	$1,090
54529	Harshaw	10.6 mi	$1,030
54531	Hazelhurst	11.1 mi	$1,080
54568	Woodruff	11.1 mi	$1,030
54548	Minocqua	13.5 mi	$1,090
54501	Rhinelander	14.9 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 54539?

HUD's FY2027 Small Area Fair Market Rents for 54539 are $840 (studio), $930 (1 BR), $1,010 (2 BR), $1,280 (3 BR) and $1,440 (4 BR) a month.

What is the Section 8 payment standard in 54539?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54539 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 54539?

The FY2026 income limits of the Oneida County, WI area apply: median family income $95,600, low-income (80%) limit $76,800 for a family of four.