Income Limits by County

FY2027 Small Area FMR · Sayner, WI

ZIP 54560 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54560 (Sayner, WI) is $1,320 a month, up 7.3% from FY2026. That is 29% above the Vilas County, WI area-wide FMR of $1,022.

2-bedroom SAFMR$1,320per month ▲ 7.3%
Area-wide 2 BR FMR$1,022Vilas County, WI
Rank in the area1stof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,188
2 BR Small Area FMR$1,320
110% of SAFMR$1,452

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 54560 sits in the Vilas County, WI area

$1,010$1,320median $1,090

Of the 13 ZIP codes HUD lists for the area, 54560 has the 1st highest two-bedroom Small Area FMR. Vilas County, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,022 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,320 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$950$855 – $1,045$738$980
1 bedroom$1,020$918 – $1,122$788$990
2 bedrooms$1,320$1,188 – $1,452$1,022$1,230
3 bedrooms$1,570$1,413 – $1,727$1,218$1,470
4 bedrooms$1,730$1,557 – $1,903$1,343$1,630

A household renting a two-bedroom home at the Small Area FMR of $1,320 needs about $52,800 a year to keep housing costs at 30% of income. The area median family income is $88,400 and the 80% low-income limit for four people is $76,800. ZIP code 54560 lies mainly in Vilas County. See the Vilas County, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
54561Star Lake4.6 mi$1,150
54512Boulder Junction6.3 mi$1,170
54568Woodruff6.4 mi$1,030
54558Saint Germain8.1 mi$1,090
54540Land O Lakes11.9 mi$1,010
54519Conover13.9 mi$1,040

Questions

What is the Fair Market Rent for ZIP code 54560?

HUD's FY2027 Small Area Fair Market Rents for 54560 are $950 (studio), $1,020 (1 BR), $1,320 (2 BR), $1,570 (3 BR) and $1,730 (4 BR) a month.

What is the Section 8 payment standard in 54560?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54560 that range is $1,188 to $1,452 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 54560?

The FY2026 income limits of the Vilas County, WI area apply: median family income $88,400, low-income (80%) limit $76,800 for a family of four.