FY2027 Small Area FMR · Cochrane, WI

ZIP 54622 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54622 (Cochrane, WI) is $1,010 a month, up 4.1% from FY2026. That is 1% below the Buffalo County, WI area-wide FMR of $1,019.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,019Buffalo County, WI

Rank in the area7thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$730▲ 5.8%

1 BR$780▲ 5.4%

2 BR$1,010▲ 4.1%

3 BR$1,210▲ 2.5%

4 BR$1,570▲ 1.9%

FY2027 FY2026

Where 54622 sits in the Buffalo County, WI area

Of the 9 ZIP codes HUD lists for the area, 54622 has the 7th highest two-bedroom Small Area FMR. Buffalo County, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,019 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$730	$657 – $803	$735	$690
1 bedroom	$780	$702 – $858	$779	$740
2 bedrooms	$1,010	$909 – $1,111	$1,019	$970
3 bedrooms	$1,210	$1,089 – $1,331	$1,214	$1,180
4 bedrooms	$1,570	$1,413 – $1,727	$1,563	$1,540

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $90,500 and the 80% low-income limit for four people is $76,800. ZIP code 54622 lies mainly in Buffalo County. See the Buffalo County, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
54610	Alma	6.9 mi	$1,010
54629	Fountain City	9.6 mi	$1,090
55959	Minnesota City	10.8 mi	$1,070
54612	Arcadia	13.6 mi	$1,190
55945	Kellogg	13.8 mi	$1,030
55910	Altura	14.0 mi	$1,450

Questions

What is the Fair Market Rent for ZIP code 54622?

HUD's FY2027 Small Area Fair Market Rents for 54622 are $730 (studio), $780 (1 BR), $1,010 (2 BR), $1,210 (3 BR) and $1,570 (4 BR) a month.

What is the Section 8 payment standard in 54622?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54622 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 54622?

The FY2026 income limits of the Buffalo County, WI area apply: median family income $90,500, low-income (80%) limit $76,800 for a family of four.