FY2027 Small Area FMR · Mindoro, WI
ZIP 54644 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54644 (Mindoro, WI) is $1,310 a month, up 11.0% from FY2026. That is 2% below the La Crosse-Onalaska, WI-MN area-wide FMR of $1,343.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 54644 sits in the La Crosse-Onalaska, WI-MN area
Of the 25 ZIP codes HUD lists for the area, 54644 has the 7th highest two-bedroom Small Area FMR. La Crosse-Onalaska, WI-MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,343 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,310 for this ZIP code instead.
ZIP code 54644 crosses more than one HUD area. HUD also lists it under Jackson County, WI (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $910 | $819 – $1,001 | $935 | $810 |
| 1 bedroom | $1,010 | $909 – $1,111 | $1,027 | $920 |
| 2 bedrooms | $1,310 | $1,179 – $1,441 | $1,343 | $1,180 |
| 3 bedrooms | $1,660 | $1,494 – $1,826 | $1,721 | $1,520 |
| 4 bedrooms | $2,040 | $1,836 – $2,244 | $2,167 | $1,900 |
A household renting a two-bedroom home at the Small Area FMR of $1,310 needs about $52,400 a year to keep housing costs at 30% of income. The area median family income is $105,800 and the 80% low-income limit for four people is $84,650. ZIP code 54644 lies mainly in La Crosse County and Jackson County. See the La Crosse-Onalaska, WI-MN metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 54644?
HUD's FY2027 Small Area Fair Market Rents for 54644 are $910 (studio), $1,010 (1 BR), $1,310 (2 BR), $1,660 (3 BR) and $2,040 (4 BR) a month.
What is the Section 8 payment standard in 54644?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54644 that range is $1,179 to $1,441 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 54644?
The FY2026 income limits of the La Crosse-Onalaska, WI-MN area apply: median family income $105,800, low-income (80%) limit $84,650 for a family of four.