FY2027 Small Area FMR · Mount Sterling, WI

ZIP 54645 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54645 (Mount Sterling, WI) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Crawford County, WI area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,014Crawford County, WI

Rank in the area7thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$730▲ 5.8%

1 BR$930▲ 4.5%

2 BR$1,010▲ 4.1%

3 BR$1,210▲ 3.4%

4 BR$1,350▲ 1.5%

FY2027 FY2026

Where 54645 sits in the Crawford County, WI area

Of the 14 ZIP codes HUD lists for the area, 54645 has the 7th highest two-bedroom Small Area FMR. Crawford County, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$730	$657 – $803	$732	$690
1 bedroom	$930	$837 – $1,023	$931	$890
2 bedrooms	$1,010	$909 – $1,111	$1,014	$970
3 bedrooms	$1,210	$1,089 – $1,331	$1,208	$1,170
4 bedrooms	$1,350	$1,215 – $1,485	$1,340	$1,330

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $84,700 and the 80% low-income limit for four people is $76,800. ZIP code 54645 lies mainly in Crawford County. See the Crawford County, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
54654	Seneca	3.9 mi	$1,030
54631	Gays Mills	5.7 mi	$1,050
54628	Ferryville	5.9 mi	$1,010
54626	Eastman	9.3 mi	$1,010
54655	Soldiers Grove	9.4 mi	$1,010
54657	Steuben	9.4 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 54645?

HUD's FY2027 Small Area Fair Market Rents for 54645 are $730 (studio), $930 (1 BR), $1,010 (2 BR), $1,210 (3 BR) and $1,350 (4 BR) a month.

What is the Section 8 payment standard in 54645?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54645 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 54645?

The FY2026 income limits of the Crawford County, WI area apply: median family income $84,700, low-income (80%) limit $76,800 for a family of four.