FY2027 Small Area FMR · Elk Mound, WI
ZIP 54739 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54739 (Elk Mound, WI) is $1,200 a month, up 4.3% from FY2026. That is 5% below the Eau Claire, WI area-wide FMR of $1,259.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 54739 sits in the Eau Claire, WI area
Of the 24 ZIP codes HUD lists for the area, 54739 has the 8th highest two-bedroom Small Area FMR. Eau Claire, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,259 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,200 for this ZIP code instead.
ZIP code 54739 crosses more than one HUD area. HUD also lists it under Dunn County, WI (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $940 | $846 – $1,034 | $1,014 | $880 |
| 1 bedroom | $950 | $855 – $1,045 | $1,017 | $900 |
| 2 bedrooms | $1,200 | $1,080 – $1,320 | $1,259 | $1,150 |
| 3 bedrooms | $1,610 | $1,449 – $1,771 | $1,695 | $1,530 |
| 4 bedrooms | $1,880 | $1,692 – $2,068 | $1,701 | $1,820 |
A household renting a two-bedroom home at the Small Area FMR of $1,200 needs about $48,000 a year to keep housing costs at 30% of income. The area median family income is $101,300 and the 80% low-income limit for four people is $81,050. ZIP code 54739 lies mainly in Dunn County, Chippewa County and Eau Claire County. See the Eau Claire, WI metro page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 54739?
HUD's FY2027 Small Area Fair Market Rents for 54739 are $940 (studio), $950 (1 BR), $1,200 (2 BR), $1,610 (3 BR) and $1,880 (4 BR) a month.
What is the Section 8 payment standard in 54739?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54739 that range is $1,080 to $1,320 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 54739?
The FY2026 income limits of the Eau Claire, WI area apply: median family income $101,300, low-income (80%) limit $81,050 for a family of four.