FY2027 Small Area FMR · Balsam Lake, WI

ZIP 54810 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54810 (Balsam Lake, WI) is $1,280 a month, up 0.8% from FY2026. That is 14% above the Polk County, WI area-wide FMR of $1,121.

2-bedroom SAFMR$1,280per month ▲ 0.8%

Area-wide 2 BR FMR$1,121Polk County, WI

Rank in the area9thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,152

2 BR Small Area FMR$1,280

110% of SAFMR$1,408

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 1.1%

1 BR$980▲ 1.0%

2 BR$1,280▲ 0.8%

3 BR$1,640▲ 4.5%

4 BR$1,950▲ 1.0%

FY2027 FY2026

Where 54810 sits in the Polk County, WI area

Of the 21 ZIP codes HUD lists for the area, 54810 has the 9th highest two-bedroom Small Area FMR. Polk County, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,121 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,280 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$781	$880
1 bedroom	$980	$882 – $1,078	$857	$970
2 bedrooms	$1,280	$1,152 – $1,408	$1,121	$1,270
3 bedrooms	$1,640	$1,476 – $1,804	$1,437	$1,570
4 bedrooms	$1,950	$1,755 – $2,145	$1,705	$1,930

A household renting a two-bedroom home at the Small Area FMR of $1,280 needs about $51,200 a year to keep housing costs at 30% of income. The area median family income is $97,800 and the 80% low-income limit for four people is $78,250. ZIP code 54810 lies mainly in Polk County. See the Polk County, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
54858	Milltown	5.9 mi	$1,010
54824	Centuria	8.2 mi	$1,010
54001	Amery	8.5 mi	$1,310
54853	Luck	8.5 mi	$1,030
54889	Turtle Lake	10.3 mi	$1,010
54826	Comstock	10.7 mi	$1,090

Questions

What is the Fair Market Rent for ZIP code 54810?

HUD's FY2027 Small Area Fair Market Rents for 54810 are $890 (studio), $980 (1 BR), $1,280 (2 BR), $1,640 (3 BR) and $1,950 (4 BR) a month.

What is the Section 8 payment standard in 54810?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54810 that range is $1,152 to $1,408 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 54810?

The FY2026 income limits of the Polk County, WI area apply: median family income $97,800, low-income (80%) limit $78,250 for a family of four.