FY2027 Small Area FMR · Winter, WI

ZIP 54896 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 54896 (Winter, WI) is $1,260 a month, up 4.1% from FY2026. That is 16% above the Sawyer County, WI area-wide FMR of $1,089.

2-bedroom SAFMR$1,260per month ▲ 4.1%

Area-wide 2 BR FMR$1,089Sawyer County, WI

Rank in the area2ndof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,134

2 BR Small Area FMR$1,260

110% of SAFMR$1,386

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$960▲ 7.9%

1 BR$960▲ 4.3%

2 BR$1,260▲ 4.1%

3 BR$1,500▲ 3.4%

4 BR$1,660▲ 3.8%

FY2027 FY2026

Where 54896 sits in the Sawyer County, WI area

Of the 11 ZIP codes HUD lists for the area, 54896 has the 2nd highest two-bedroom Small Area FMR. Sawyer County, WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,089 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$960	$864 – $1,056	$827	$890
1 bedroom	$960	$864 – $1,056	$832	$920
2 bedrooms	$1,260	$1,134 – $1,386	$1,089	$1,210
3 bedrooms	$1,500	$1,350 – $1,650	$1,298	$1,450
4 bedrooms	$1,660	$1,494 – $1,826	$1,431	$1,600

A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $79,300 and the 80% low-income limit for four people is $76,800. ZIP code 54896 lies mainly in Sawyer County. See the Sawyer County, WI county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
54862	Ojibwa	12.8 mi	$1,210
54867	Radisson	15.5 mi	$1,010
54835	Exeland	19.6 mi	$1,010
54526	Glen Flora	19.9 mi	$1,030
54828	Couderay	19.9 mi	$1,090
54530	Hawkins	20.7 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 54896?

HUD's FY2027 Small Area Fair Market Rents for 54896 are $960 (studio), $960 (1 BR), $1,260 (2 BR), $1,500 (3 BR) and $1,660 (4 BR) a month.

What is the Section 8 payment standard in 54896?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 54896 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 54896?

The FY2026 income limits of the Sawyer County, WI area apply: median family income $79,300, low-income (80%) limit $76,800 for a family of four.