FY2027 Small Area FMR · Lonsdale, MN
ZIP 55046 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 55046 (Lonsdale, MN) is $1,410 a month, down 9.6% from FY2026. That is 15% above the Rice County, MN area-wide FMR of $1,226.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 55046 sits in the Rice County, MN area
Of the 17 ZIP codes HUD lists for the area, 55046 has the 9th highest two-bedroom Small Area FMR. Rice County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,226 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,410 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,070 | $963 – $1,177 | $931 | $1,180 |
| 1 bedroom | $1,080 | $972 – $1,188 | $937 | $1,190 |
| 2 bedrooms | $1,410 | $1,269 – $1,551 | $1,226 | $1,560 |
| 3 bedrooms | $1,840 | $1,656 – $2,024 | $1,621 | $2,020 |
| 4 bedrooms | $2,360 | $2,124 – $2,596 | $2,049 | $2,620 |
A household renting a two-bedroom home at the Small Area FMR of $1,410 needs about $56,400 a year to keep housing costs at 30% of income. The area median family income is $108,400 and the 80% low-income limit for four people is $86,700. ZIP code 55046 lies mainly in Rice County. See the Rice County, MN county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 55046?
HUD's FY2027 Small Area Fair Market Rents for 55046 are $1,070 (studio), $1,080 (1 BR), $1,410 (2 BR), $1,840 (3 BR) and $2,360 (4 BR) a month.
What is the Section 8 payment standard in 55046?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 55046 that range is $1,269 to $1,551 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 55046?
The FY2026 income limits of the Rice County, MN area apply: median family income $108,400, low-income (80%) limit $86,700 for a family of four.