FY2027 Small Area FMR · Saint Paul, MN

ZIP 55110 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 55110 (Saint Paul, MN) is $1,830 a month, up 0.5% from FY2026. That is 6% above the Minneapolis-St. Paul-Bloomington, MN-WI area-wide FMR of $1,734.

2-bedroom SAFMR$1,830per month ▲ 0.5%

Area-wide 2 BR FMR$1,734Minneapolis-St. Paul-Bloomin

Rank in the area77thof 246 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,647

2 BR Small Area FMR$1,830

110% of SAFMR$2,013

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,340▲ 1.5%

1 BR$1,510▲ 0.7%

2 BR$1,830▲ 0.5%

3 BR$2,390▼ 0.8%

4 BR$2,680▼ 0.7%

FY2027 FY2026

Where 55110 sits in the Minneapolis-St. Paul-Bloomington, MN-WI area

Of the 246 ZIP codes HUD lists for the area, 55110 has the 77th highest two-bedroom Small Area FMR. Minneapolis-St. Paul-Bloomington, MN-WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,734 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,830 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,340	$1,206 – $1,474	$1,265	$1,320
1 bedroom	$1,510	$1,359 – $1,661	$1,427	$1,500
2 bedrooms	$1,830	$1,647 – $2,013	$1,734	$1,820
3 bedrooms	$2,390	$2,151 – $2,629	$2,264	$2,410
4 bedrooms	$2,680	$2,412 – $2,948	$2,538	$2,700

A household renting a two-bedroom home at the Small Area FMR of $1,830 needs about $73,200 a year to keep housing costs at 30% of income. The area median family income is $131,500 and the 80% low-income limit for four people is $105,200. ZIP code 55110 lies mainly in Ramsey County, Washington County and Anoka County. See the Minneapolis-St. Paul-Bloomington, MN-WI metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
55115	Saint Paul	3.0 mi	$2,070
55090	Willernie	3.4 mi	$2,070
55127	Saint Paul	3.5 mi	$2,000
55109	Saint Paul	5.3 mi	$1,640
55038	Hugo	5.9 mi	$2,140
55126	Saint Paul	6.2 mi	$1,910

Questions

What is the Fair Market Rent for ZIP code 55110?

HUD's FY2027 Small Area Fair Market Rents for 55110 are $1,340 (studio), $1,510 (1 BR), $1,830 (2 BR), $2,390 (3 BR) and $2,680 (4 BR) a month.

What is the Section 8 payment standard in 55110?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 55110 that range is $1,647 to $2,013 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 55110?

The FY2026 income limits of the Minneapolis-St. Paul-Bloomington, MN-WI area apply: median family income $131,500, low-income (80%) limit $105,200 for a family of four.