Income Limits by County

FY2027 Small Area FMR · South Haven, MN

ZIP 55382 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 55382 (South Haven, MN) is $1,680 a month, up 5.7% from FY2026. That is 3% below the Minneapolis-St. Paul-Bloomington, MN-WI area-wide FMR of $1,734.

2-bedroom SAFMR$1,680per month ▲ 5.7%
Area-wide 2 BR FMR$1,734Minneapolis-St. Paul-Bloomin
Rank in the area120thof 246 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,512
2 BR Small Area FMR$1,680
110% of SAFMR$1,848

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 55382 sits in the Minneapolis-St. Paul-Bloomington, MN-WI area

$1,540$2,600median $1,665

Of the 246 ZIP codes HUD lists for the area, 55382 has the 120th highest two-bedroom Small Area FMR. Minneapolis-St. Paul-Bloomington, MN-WI is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,734 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,680 for this ZIP code instead.

ZIP code 55382 crosses more than one HUD area. HUD also lists it under St. Cloud, MN (same figures) and Meeker County, MN (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,210$1,089 – $1,331$1,265$1,150
1 bedroom$1,360$1,224 – $1,496$1,427$1,260
2 bedrooms$1,680$1,512 – $1,848$1,734$1,590
3 bedrooms$2,230$2,007 – $2,453$2,264$2,120
4 bedrooms$2,540$2,286 – $2,794$2,538$2,400

A household renting a two-bedroom home at the Small Area FMR of $1,680 needs about $67,200 a year to keep housing costs at 30% of income. The area median family income is $131,500 and the 80% low-income limit for four people is $105,200. ZIP code 55382 lies mainly in Stearns County, Wright County and Meeker County. See the Minneapolis-St. Paul-Bloomington, MN-WI metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
55302Annandale5.5 mi$1,540
55353Kimball6.4 mi$1,090
55320Clearwater8.6 mi$1,540
55358Maple Lake10.4 mi$1,540
55389Watkins11.8 mi$1,090
56301Saint Cloud13.1 mi$1,350

Questions

What is the Fair Market Rent for ZIP code 55382?

HUD's FY2027 Small Area Fair Market Rents for 55382 are $1,210 (studio), $1,360 (1 BR), $1,680 (2 BR), $2,230 (3 BR) and $2,540 (4 BR) a month.

What is the Section 8 payment standard in 55382?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 55382 that range is $1,512 to $1,848 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 55382?

The FY2026 income limits of the Minneapolis-St. Paul-Bloomington, MN-WI area apply: median family income $131,500, low-income (80%) limit $105,200 for a family of four.