FY2027 Small Area FMR · Adams, MN

ZIP 55909 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 55909 (Adams, MN) is $1,010 a month, up 4.1% from FY2026. That is 6% below the Mower County, MN area-wide FMR of $1,080.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,080Mower County, MN

Rank in the area12thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$710▲ 6.0%

1 BR$780▲ 5.4%

2 BR$1,010▲ 4.1%

3 BR$1,360▲ 8.8%

4 BR$1,370▲ 1.5%

FY2027 FY2026

Where 55909 sits in the Mower County, MN area

Of the 19 ZIP codes HUD lists for the area, 55909 has the 12th highest two-bedroom Small Area FMR. Mower County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,080 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$710	$639 – $781	$752	$670
1 bedroom	$780	$702 – $858	$826	$740
2 bedrooms	$1,010	$909 – $1,111	$1,080	$970
3 bedrooms	$1,360	$1,224 – $1,496	$1,440	$1,250
4 bedrooms	$1,370	$1,233 – $1,507	$1,445	$1,350

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $97,800 and the 80% low-income limit for four people is $78,400. ZIP code 55909 lies mainly in Mower County. See the Mower County, MN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
55977	Taopi	4.3 mi	$1,010
55970	Rose Creek	5.4 mi	$1,010
55933	Elkton	6.4 mi	$1,010
50476	Stacyville	8.1 mi	$930
50455	Mc Intire	8.4 mi	$1,160
55953	Lyle	11.9 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 55909?

HUD's FY2027 Small Area Fair Market Rents for 55909 are $710 (studio), $780 (1 BR), $1,010 (2 BR), $1,360 (3 BR) and $1,370 (4 BR) a month.

What is the Section 8 payment standard in 55909?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 55909 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 55909?

The FY2026 income limits of the Mower County, MN area apply: median family income $97,800, low-income (80%) limit $78,400 for a family of four.