Income Limits by County

FY2027 Small Area FMR · Vernon Center, MN

ZIP 56090 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56090 (Vernon Center, MN) is $1,190 a month, down 0.8% from FY2026. That is 3% below the Mankato, MN area-wide FMR of $1,230.

2-bedroom SAFMR$1,190per month ▼ 0.8%
Area-wide 2 BR FMR$1,230Mankato, MN
Rank in the area8thof 30 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,071
2 BR Small Area FMR$1,190
110% of SAFMR$1,309

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 56090 sits in the Mankato, MN area

$1,060$1,670median $1,070

Of the 30 ZIP codes HUD lists for the area, 56090 has the 8th highest two-bedroom Small Area FMR. Mankato, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,230 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,190 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$980$882 – $1,078$1,016$1,000
1 bedroom$990$891 – $1,089$1,023$1,000
2 bedrooms$1,190$1,071 – $1,309$1,230$1,200
3 bedrooms$1,650$1,485 – $1,815$1,703$1,670
4 bedrooms$1,770$1,593 – $1,947$1,744$1,960

A household renting a two-bedroom home at the Small Area FMR of $1,190 needs about $47,600 a year to keep housing costs at 30% of income. The area median family income is $106,500 and the 80% low-income limit for four people is $85,200. ZIP code 56090 lies mainly in Blue Earth County. See the Mankato, MN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
56010Amboy5.8 mi$1,060
56034Garden City5.9 mi$1,070
56060Lewisville10.0 mi$1,120
56037Good Thunder10.4 mi$1,060
56062Madelia10.5 mi$1,060
56098Winnebago11.7 mi$1,050

Questions

What is the Fair Market Rent for ZIP code 56090?

HUD's FY2027 Small Area Fair Market Rents for 56090 are $980 (studio), $990 (1 BR), $1,190 (2 BR), $1,650 (3 BR) and $1,770 (4 BR) a month.

What is the Section 8 payment standard in 56090?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56090 that range is $1,071 to $1,309 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56090?

The FY2026 income limits of the Mankato, MN area apply: median family income $106,500, low-income (80%) limit $85,200 for a family of four.