Income Limits by County

FY2027 Small Area FMR · Ellsworth, MN

ZIP 56129 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56129 (Ellsworth, MN) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Rock County, MN area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%
Area-wide 2 BR FMR$1,014Rock County, MN
Rank in the area9thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 56129 sits in the Rock County, MN area

$1,010$1,300median $1,040

Of the 13 ZIP codes HUD lists for the area, 56129 has the 9th highest two-bedroom Small Area FMR. Rock County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

ZIP code 56129 crosses more than one HUD area. HUD also lists it under Nobles County, MN (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$720$648 – $792$770$680
1 bedroom$780$702 – $858$775$740
2 bedrooms$1,010$909 – $1,111$1,014$970
3 bedrooms$1,370$1,233 – $1,507$1,404$1,230
4 bedrooms$1,450$1,305 – $1,595$1,501$1,300

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $106,100 and the 80% low-income limit for four people is $84,900. ZIP code 56129 lies mainly in Nobles County and Rock County. See the Rock County, MN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
56146Kanaranzi4.7 mi$1,010
56158Magnolia7.9 mi$1,010
56110Adrian8.0 mi$1,010
51243Little Rock9.0 mi$930
51246Rock Rapids9.4 mi$930
56173Steen10.2 mi$1,290

Questions

What is the Fair Market Rent for ZIP code 56129?

HUD's FY2027 Small Area Fair Market Rents for 56129 are $720 (studio), $780 (1 BR), $1,010 (2 BR), $1,370 (3 BR) and $1,450 (4 BR) a month.

What is the Section 8 payment standard in 56129?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56129 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56129?

The FY2026 income limits of the Rock County, MN area apply: median family income $106,100, low-income (80%) limit $84,900 for a family of four.