FY2027 Small Area FMR · Okabena, MN

ZIP 56161 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56161 (Okabena, MN) is $1,080 a month, up 4.9% from FY2026. That is 7% above the Jackson County, MN area-wide FMR of $1,014.

2-bedroom SAFMR$1,080per month ▲ 4.9%

Area-wide 2 BR FMR$1,014Jackson County, MN

Rank in the area7thof 15 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$972

2 BR Small Area FMR$1,080

110% of SAFMR$1,188

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$760▲ 7.0%

1 BR$940▲ 9.3%

2 BR$1,080▲ 4.9%

3 BR$1,420▲ 6.0%

4 BR$1,450▲ 5.8%

FY2027 FY2026

Where 56161 sits in the Jackson County, MN area

Of the 15 ZIP codes HUD lists for the area, 56161 has the 7th highest two-bedroom Small Area FMR. Jackson County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,080 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$760	$684 – $836	$706	$710
1 bedroom	$940	$846 – $1,034	$922	$860
2 bedrooms	$1,080	$972 – $1,188	$1,014	$1,030
3 bedrooms	$1,420	$1,278 – $1,562	$1,328	$1,340
4 bedrooms	$1,450	$1,305 – $1,595	$1,333	$1,370

A household renting a two-bedroom home at the Small Area FMR of $1,080 needs about $43,200 a year to keep housing costs at 30% of income. The area median family income is $99,100 and the 80% low-income limit for four people is $79,300. ZIP code 56161 lies mainly in Jackson County. See the Jackson County, MN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
56119	Brewster	6.9 mi	$1,080
56150	Lakefield	8.4 mi	$1,130
56137	Heron Lake	9.2 mi	$1,010
56167	Round Lake	11.4 mi	$1,090
56187	Worthington	14.2 mi	$1,090
56101	Windom	15.3 mi	$1,070

Questions

What is the Fair Market Rent for ZIP code 56161?

HUD's FY2027 Small Area Fair Market Rents for 56161 are $760 (studio), $940 (1 BR), $1,080 (2 BR), $1,420 (3 BR) and $1,450 (4 BR) a month.

What is the Section 8 payment standard in 56161?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56161 that range is $972 to $1,188 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56161?

The FY2026 income limits of the Jackson County, MN area apply: median family income $99,100, low-income (80%) limit $79,300 for a family of four.