FY2027 Small Area FMR · Bock, MN

ZIP 56313 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56313 (Bock, MN) is $1,140 a month, down 9.5% from FY2026. That is 1% above the Mille Lacs County, MN area-wide FMR of $1,124.

2-bedroom SAFMR$1,140per month ▼ 9.5%

Area-wide 2 BR FMR$1,124Mille Lacs County, MN

Rank in the area9thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,026

2 BR Small Area FMR$1,140

110% of SAFMR$1,254

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$870▼ 9.4%

1 BR$880▼ 9.3%

2 BR$1,140▼ 9.5%

3 BR$1,450▼ 9.9%

4 BR$1,930▼ 9.8%

FY2027 FY2026

Where 56313 sits in the Mille Lacs County, MN area

Of the 13 ZIP codes HUD lists for the area, 56313 has the 9th highest two-bedroom Small Area FMR. Mille Lacs County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,124 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,140 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$870	$783 – $957	$820	$960
1 bedroom	$880	$792 – $968	$870	$970
2 bedrooms	$1,140	$1,026 – $1,254	$1,124	$1,260
3 bedrooms	$1,450	$1,305 – $1,595	$1,351	$1,610
4 bedrooms	$1,930	$1,737 – $2,123	$1,879	$2,140

A household renting a two-bedroom home at the Small Area FMR of $1,140 needs about $45,600 a year to keep housing costs at 30% of income. The area median family income is $92,900 and the 80% low-income limit for four people is $78,400. ZIP code 56313 lies mainly in Mille Lacs County. See the Mille Lacs County, MN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
56353	Milaca	3.9 mi	$1,540
56358	Ogilvie	6.3 mi	$1,540
56363	Pease	7.7 mi	$1,300
55017	Dalbo	9.2 mi	$2,230
56330	Foreston	10.0 mi	$1,340
56357	Oak Park	13.4 mi	$1,300

Questions

What is the Fair Market Rent for ZIP code 56313?

HUD's FY2027 Small Area Fair Market Rents for 56313 are $870 (studio), $880 (1 BR), $1,140 (2 BR), $1,450 (3 BR) and $1,930 (4 BR) a month.

What is the Section 8 payment standard in 56313?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56313 that range is $1,026 to $1,254 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56313?

The FY2026 income limits of the Mille Lacs County, MN area apply: median family income $92,900, low-income (80%) limit $78,400 for a family of four.