FY2027 Small Area FMR · Fort Ripley, MN
ZIP 56449 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56449 (Fort Ripley, MN) is $1,350 a month, up 6.3% from FY2026. That is 15% above the Crow Wing County, MN area-wide FMR of $1,172.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 56449 sits in the Crow Wing County, MN area
Of the 19 ZIP codes HUD lists for the area, 56449 has the 3rd highest two-bedroom Small Area FMR. Crow Wing County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,172 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,350 for this ZIP code instead.
ZIP code 56449 crosses more than one HUD area. HUD also lists it under Morrison County, MN (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $940 | $846 – $1,034 | $816 | $880 |
| 1 bedroom | $1,040 | $936 – $1,144 | $899 | $970 |
| 2 bedrooms | $1,350 | $1,215 – $1,485 | $1,172 | $1,270 |
| 3 bedrooms | $1,670 | $1,503 – $1,837 | $1,407 | $1,580 |
| 4 bedrooms | $1,870 | $1,683 – $2,057 | $1,609 | $1,810 |
A household renting a two-bedroom home at the Small Area FMR of $1,350 needs about $54,000 a year to keep housing costs at 30% of income. The area median family income is $96,700 and the 80% low-income limit for four people is $78,400. ZIP code 56449 lies mainly in Crow Wing County and Morrison County. See the Crow Wing County, MN county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 56449?
HUD's FY2027 Small Area Fair Market Rents for 56449 are $940 (studio), $1,040 (1 BR), $1,350 (2 BR), $1,670 (3 BR) and $1,870 (4 BR) a month.
What is the Section 8 payment standard in 56449?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56449 that range is $1,215 to $1,485 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 56449?
The FY2026 income limits of the Crow Wing County, MN area apply: median family income $96,700, low-income (80%) limit $78,400 for a family of four.