Income Limits by County

FY2027 Small Area FMR · Pine River, MN

ZIP 56474 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56474 (Pine River, MN) is $1,010 a month, up 4.1% from FY2026. That is 0% equal to the Cass County, MN area-wide FMR of $1,014.

2-bedroom SAFMR$1,010per month ▲ 4.1%
Area-wide 2 BR FMR$1,014Cass County, MN
Rank in the area17thof 25 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 56474 sits in the Cass County, MN area

$1,010$1,360median $1,060

Of the 25 ZIP codes HUD lists for the area, 56474 has the 17th highest two-bedroom Small Area FMR. Cass County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

ZIP code 56474 crosses more than one HUD area. HUD also lists it under Crow Wing County, MN (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$730$657 – $803$734$720
1 bedroom$780$702 – $858$775$770
2 bedrooms$1,010$909 – $1,111$1,014$970
3 bedrooms$1,320$1,188 – $1,452$1,335$1,270
4 bedrooms$1,630$1,467 – $1,793$1,695$1,570

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $88,300 and the 80% low-income limit for four people is $78,400. ZIP code 56474 lies mainly in Cass County and Crow Wing County. See the Cass County, MN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
56472Pequot Lakes10.1 mi$1,030
56435Backus10.6 mi$1,010
56448Fifty Lakes13.8 mi$1,130
56442Crosslake14.5 mi$1,110
56452Hackensack16.5 mi$1,010
56468Nisswa16.9 mi$1,180

Questions

What is the Fair Market Rent for ZIP code 56474?

HUD's FY2027 Small Area Fair Market Rents for 56474 are $730 (studio), $780 (1 BR), $1,010 (2 BR), $1,320 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 56474?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56474 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56474?

The FY2026 income limits of the Cass County, MN area apply: median family income $88,300, low-income (80%) limit $78,400 for a family of four.