FY2027 Small Area FMR · Bluffton, MN

ZIP 56518 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56518 (Bluffton, MN) is $1,050 a month, up 2.9% from FY2026. That is 2% below the Otter Tail County, MN area-wide FMR of $1,071.

2-bedroom SAFMR$1,050per month ▲ 2.9%

Area-wide 2 BR FMR$1,071Otter Tail County, MN

Rank in the area20thof 38 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$945

2 BR Small Area FMR$1,050

110% of SAFMR$1,155

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$730▲ 4.3%

1 BR$800▲ 2.6%

2 BR$1,050▲ 2.9%

3 BR$1,450▲ 2.1%

4 BR$1,460▼ 2.0%

FY2027 FY2026

Where 56518 sits in the Otter Tail County, MN area

Of the 38 ZIP codes HUD lists for the area, 56518 has the 20th highest two-bedroom Small Area FMR. Otter Tail County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,071 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,050 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$730	$657 – $803	$746	$700
1 bedroom	$800	$720 – $880	$819	$780
2 bedrooms	$1,050	$945 – $1,155	$1,071	$1,020
3 bedrooms	$1,450	$1,305 – $1,595	$1,476	$1,420
4 bedrooms	$1,460	$1,314 – $1,606	$1,489	$1,490

A household renting a two-bedroom home at the Small Area FMR of $1,050 needs about $42,000 a year to keep housing costs at 30% of income. The area median family income is $99,700 and the 80% low-income limit for four people is $79,750. ZIP code 56518 lies mainly in Otter Tail County. See the Otter Tail County, MN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
56482	Wadena	5.2 mi	$1,020
56567	New York Mills	7.2 mi	$1,010
56527	Deer Creek	8.4 mi	$1,030
56453	Hewitt	12.5 mi	$1,090
56571	Ottertail	14.4 mi	$1,140
56551	Henning	15.2 mi	$1,010

Questions

What is the Fair Market Rent for ZIP code 56518?

HUD's FY2027 Small Area Fair Market Rents for 56518 are $730 (studio), $800 (1 BR), $1,050 (2 BR), $1,450 (3 BR) and $1,460 (4 BR) a month.

What is the Section 8 payment standard in 56518?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56518 that range is $945 to $1,155 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56518?

The FY2026 income limits of the Otter Tail County, MN area apply: median family income $99,700, low-income (80%) limit $79,750 for a family of four.