FY2027 Small Area FMR · Callaway, MN

ZIP 56521 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56521 (Callaway, MN) is $1,010 a month, up 4.1% from FY2026. That is 9% below the Becker County, MN area-wide FMR of $1,105.

2-bedroom SAFMR$1,010per month ▲ 4.1%

Area-wide 2 BR FMR$1,105Becker County, MN

Rank in the area13thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909

2 BR Small Area FMR$1,010

110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$710▲ 6.0%

1 BR$780▲ 5.4%

2 BR$1,010▲ 4.1%

3 BR$1,340▲ 5.5%

4 BR$1,500▲ 7.1%

FY2027 FY2026

Where 56521 sits in the Becker County, MN area

Of the 20 ZIP codes HUD lists for the area, 56521 has the 13th highest two-bedroom Small Area FMR. Becker County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,105 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$710	$639 – $781	$769	$670
1 bedroom	$780	$702 – $858	$845	$740
2 bedrooms	$1,010	$909 – $1,111	$1,105	$970
3 bedrooms	$1,340	$1,206 – $1,474	$1,451	$1,270
4 bedrooms	$1,500	$1,350 – $1,650	$1,621	$1,400

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $98,100 and the 80% low-income limit for four people is $78,500. ZIP code 56521 lies mainly in Becker County. See the Becker County, MN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
56569	Ogema	5.5 mi	$1,150
56591	White Earth	6.6 mi	$1,010
56511	Audubon	11.9 mi	$1,190
56501	Detroit Lakes	11.9 mi	$1,150
56554	Lake Park	12.8 mi	$1,010
56578	Rochert	12.9 mi	$1,120

Questions

What is the Fair Market Rent for ZIP code 56521?

HUD's FY2027 Small Area Fair Market Rents for 56521 are $710 (studio), $780 (1 BR), $1,010 (2 BR), $1,340 (3 BR) and $1,500 (4 BR) a month.

What is the Section 8 payment standard in 56521?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56521 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56521?

The FY2026 income limits of the Becker County, MN area apply: median family income $98,100, low-income (80%) limit $78,500 for a family of four.