Income Limits by County

FY2027 Small Area FMR · Frazee, MN

ZIP 56544 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56544 (Frazee, MN) is $1,030 a month, up 5.1% from FY2026. That is 7% below the Becker County, MN area-wide FMR of $1,105.

2-bedroom SAFMR$1,030per month ▲ 5.1%
Area-wide 2 BR FMR$1,105Becker County, MN
Rank in the area11thof 20 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927
2 BR Small Area FMR$1,030
110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 56544 sits in the Becker County, MN area

$1,010$1,190median $1,050

Of the 20 ZIP codes HUD lists for the area, 56544 has the 11th highest two-bedroom Small Area FMR. Becker County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,105 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

ZIP code 56544 crosses more than one HUD area. HUD also lists it under Otter Tail County, MN (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$720$648 – $792$769$670
1 bedroom$790$711 – $869$845$750
2 bedrooms$1,030$927 – $1,133$1,105$980
3 bedrooms$1,360$1,224 – $1,496$1,451$1,290
4 bedrooms$1,490$1,341 – $1,639$1,621$1,410

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $98,100 and the 80% low-income limit for four people is $78,500. ZIP code 56544 lies mainly in Becker County and Otter Tail County. See the Becker County, MN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
56573Perham10.0 mi$1,040
56501Detroit Lakes11.3 mi$1,150
56578Rochert12.8 mi$1,120
56587Vergas14.5 mi$1,030
56570Osage15.8 mi$1,010
56567New York Mills18.1 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 56544?

HUD's FY2027 Small Area Fair Market Rents for 56544 are $720 (studio), $790 (1 BR), $1,030 (2 BR), $1,360 (3 BR) and $1,490 (4 BR) a month.

What is the Section 8 payment standard in 56544?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56544 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56544?

The FY2026 income limits of the Becker County, MN area apply: median family income $98,100, low-income (80%) limit $78,500 for a family of four.