Income Limits by County

FY2027 Small Area FMR · Hawley, MN

ZIP 56549 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56549 (Hawley, MN) is $1,010 a month, up 3.1% from FY2026. That is 9% below the Fargo, ND-MN area-wide FMR of $1,104.

2-bedroom SAFMR$1,010per month ▲ 3.1%
Area-wide 2 BR FMR$1,104Fargo, ND-MN
Rank in the area38thof 55 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$909
2 BR Small Area FMR$1,010
110% of SAFMR$1,111

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 56549 sits in the Fargo, ND-MN area

$1,010$1,500median $1,090

Of the 55 ZIP codes HUD lists for the area, 56549 has the 38th highest two-bedroom Small Area FMR. Fargo, ND-MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,104 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,010 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$720$648 – $792$781$680
1 bedroom$830$747 – $913$903$810
2 bedrooms$1,010$909 – $1,111$1,104$980
3 bedrooms$1,410$1,269 – $1,551$1,529$1,360
4 bedrooms$1,700$1,530 – $1,870$1,845$1,640

A household renting a two-bedroom home at the Small Area FMR of $1,010 needs about $40,400 a year to keep housing costs at 30% of income. The area median family income is $115,200 and the 80% low-income limit for four people is $92,150. ZIP code 56549 lies mainly in Clay County. See the Fargo, ND-MN metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
56554Lake Park9.6 mi$1,010
56552Hitterdal10.7 mi$1,010
56547Glyndon11.8 mi$1,060
56511Audubon15.0 mi$1,190
56514Barnesville15.0 mi$1,020
56580Sabin15.8 mi$1,010

Questions

What is the Fair Market Rent for ZIP code 56549?

HUD's FY2027 Small Area Fair Market Rents for 56549 are $720 (studio), $830 (1 BR), $1,010 (2 BR), $1,410 (3 BR) and $1,700 (4 BR) a month.

What is the Section 8 payment standard in 56549?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56549 that range is $909 to $1,111 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56549?

The FY2026 income limits of the Fargo, ND-MN area apply: median family income $115,200, low-income (80%) limit $92,150 for a family of four.