Income Limits by County

FY2027 Small Area FMR · Rothsay, MN

ZIP 56579 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56579 (Rothsay, MN) is $1,200 a month, up 1.7% from FY2026. That is 12% above the Otter Tail County, MN area-wide FMR of $1,071.

2-bedroom SAFMR$1,200per month ▲ 1.7%
Area-wide 2 BR FMR$1,071Otter Tail County, MN
Rank in the area4thof 38 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,080
2 BR Small Area FMR$1,200
110% of SAFMR$1,320

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 56579 sits in the Otter Tail County, MN area

$1,010$1,510median $1,060

Of the 38 ZIP codes HUD lists for the area, 56579 has the 4th highest two-bedroom Small Area FMR. Otter Tail County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,071 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,200 for this ZIP code instead.

ZIP code 56579 crosses more than one HUD area. HUD also lists it under Wilkin County, MN (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$840$756 – $924$746$820
1 bedroom$970$873 – $1,067$819$910
2 bedrooms$1,200$1,080 – $1,320$1,071$1,180
3 bedrooms$1,660$1,494 – $1,826$1,476$1,590
4 bedrooms$1,730$1,557 – $1,903$1,489$1,620

A household renting a two-bedroom home at the Small Area FMR of $1,200 needs about $48,000 a year to keep housing costs at 30% of income. The area median family income is $99,700 and the 80% low-income limit for four people is $79,750. ZIP code 56579 lies mainly in Wilkin County and Otter Tail County. See the Otter Tail County, MN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
56533Elizabeth9.5 mi$1,160
56543Foxhome12.2 mi$1,130
56514Barnesville13.3 mi$1,020
56553Kent13.5 mi$1,040
56520Breckenridge14.2 mi$1,010
56534Erhard15.6 mi$1,080

Questions

What is the Fair Market Rent for ZIP code 56579?

HUD's FY2027 Small Area Fair Market Rents for 56579 are $840 (studio), $970 (1 BR), $1,200 (2 BR), $1,660 (3 BR) and $1,730 (4 BR) a month.

What is the Section 8 payment standard in 56579?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56579 that range is $1,080 to $1,320 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56579?

The FY2026 income limits of the Otter Tail County, MN area apply: median family income $99,700, low-income (80%) limit $79,750 for a family of four.