Income Limits by County

FY2027 Small Area FMR · Bemidji, MN

ZIP 56619 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56619 (Bemidji, MN) is $1,230 a month, up 7.9% from FY2026. That is 0% equal to the Beltrami County, MN area-wide FMR of $1,230.

2-bedroom SAFMR$1,230per month ▲ 7.9%
Area-wide 2 BR FMR$1,230Beltrami County, MN
Rank in the area5thof 19 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,107
2 BR Small Area FMR$1,230
110% of SAFMR$1,353

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 56619 sits in the Beltrami County, MN area

$1,030$1,670median $1,090

Of the 19 ZIP codes HUD lists for the area, 56619 has the 5th highest two-bedroom Small Area FMR. Beltrami County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,230 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,230 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$880$792 – $968$883$870
1 bedroom$940$846 – $1,034$940$880
2 bedrooms$1,230$1,107 – $1,353$1,230$1,140
3 bedrooms$1,470$1,323 – $1,617$1,466$1,370
4 bedrooms$2,040$1,836 – $2,244$2,041$1,720

A household renting a two-bedroom home at the Small Area FMR of $1,230 needs about $49,200 a year to keep housing costs at 30% of income. The area median family income is $95,800 and the 80% low-income limit for four people is $78,400. ZIP code 56619 lies mainly in Beltrami County. See the Beltrami County, MN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
56601Bemidji2.5 mi$1,250
56678Solway11.7 mi$1,250
56676Shevlin15.4 mi$1,340
56461Laporte16.7 mi$1,010
56667Puposky17.7 mi$1,210
56683Tenstrike19.1 mi$1,200

Questions

What is the Fair Market Rent for ZIP code 56619?

HUD's FY2027 Small Area Fair Market Rents for 56619 are $880 (studio), $940 (1 BR), $1,230 (2 BR), $1,470 (3 BR) and $2,040 (4 BR) a month.

What is the Section 8 payment standard in 56619?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56619 that range is $1,107 to $1,353 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56619?

The FY2026 income limits of the Beltrami County, MN area apply: median family income $95,800, low-income (80%) limit $78,400 for a family of four.