FY2027 Small Area FMR · Bowstring, MN

ZIP 56631 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56631 (Bowstring, MN) is $1,160 a month, up 8.4% from FY2026. That is 0% equal to the Itasca County, MN area-wide FMR of $1,164.

2-bedroom SAFMR$1,160per month ▲ 8.4%

Area-wide 2 BR FMR$1,164Itasca County, MN

Rank in the area9thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,044

2 BR Small Area FMR$1,160

110% of SAFMR$1,276

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$810▲ 8.0%

1 BR$920▲ 7.0%

2 BR$1,160▲ 8.4%

3 BR$1,500▲ 7.1%

4 BR$1,630▲ 7.9%

FY2027 FY2026

Where 56631 sits in the Itasca County, MN area

Of the 33 ZIP codes HUD lists for the area, 56631 has the 9th highest two-bedroom Small Area FMR. Itasca County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,164 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,160 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$810	$729 – $891	$811	$750
1 bedroom	$920	$828 – $1,012	$924	$860
2 bedrooms	$1,160	$1,044 – $1,276	$1,164	$1,070
3 bedrooms	$1,500	$1,350 – $1,650	$1,509	$1,400
4 bedrooms	$1,630	$1,467 – $1,793	$1,635	$1,510

A household renting a two-bedroom home at the Small Area FMR of $1,160 needs about $46,400 a year to keep housing costs at 30% of income. The area median family income is $92,900 and the 80% low-income limit for four people is $78,400. ZIP code 56631 lies mainly in Itasca County. See the Itasca County, MN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
56637	Talmoon	5.9 mi	$1,190
56657	Marcell	7.7 mi	$1,200
56636	Deer River	9.2 mi	$1,010
56680	Spring Lake	10.9 mi	$1,020
56659	Max	12.8 mi	$1,020
56628	Bigfork	14.2 mi	$1,330

Questions

What is the Fair Market Rent for ZIP code 56631?

HUD's FY2027 Small Area Fair Market Rents for 56631 are $810 (studio), $920 (1 BR), $1,160 (2 BR), $1,500 (3 BR) and $1,630 (4 BR) a month.

What is the Section 8 payment standard in 56631?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56631 that range is $1,044 to $1,276 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56631?

The FY2026 income limits of the Itasca County, MN area apply: median family income $92,900, low-income (80%) limit $78,400 for a family of four.