FY2027 Small Area FMR · Federal Dam, MN

ZIP 56641 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 56641 (Federal Dam, MN) is $1,060 a month, up 7.1% from FY2026. That is 5% above the Cass County, MN area-wide FMR of $1,014.

2-bedroom SAFMR$1,060per month ▲ 7.1%

Area-wide 2 BR FMR$1,014Cass County, MN

Rank in the area12thof 25 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$954

2 BR Small Area FMR$1,060

110% of SAFMR$1,166

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$770▲ 4.1%

1 BR$810▼ 4.7%

2 BR$1,060▲ 7.1%

3 BR$1,400▲ 6.1%

4 BR$1,780▲ 7.2%

FY2027 FY2026

Where 56641 sits in the Cass County, MN area

Of the 25 ZIP codes HUD lists for the area, 56641 has the 12th highest two-bedroom Small Area FMR. Cass County, MN is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,060 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$770	$693 – $847	$734	$740
1 bedroom	$810	$729 – $891	$775	$850
2 bedrooms	$1,060	$954 – $1,166	$1,014	$990
3 bedrooms	$1,400	$1,260 – $1,540	$1,335	$1,320
4 bedrooms	$1,780	$1,602 – $1,958	$1,695	$1,660

A household renting a two-bedroom home at the Small Area FMR of $1,060 needs about $42,400 a year to keep housing costs at 30% of income. The area median family income is $88,300 and the 80% low-income limit for four people is $78,400. ZIP code 56641 lies mainly in Cass County. See the Cass County, MN county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
56626	Bena	6.8 mi	$1,010
56655	Longville	13.4 mi	$1,010
56633	Cass Lake	13.4 mi	$1,110
56484	Walker	13.5 mi	$1,040
56672	Remer	15.7 mi	$1,060
56663	Pennington	19.1 mi	$1,040

Questions

What is the Fair Market Rent for ZIP code 56641?

HUD's FY2027 Small Area Fair Market Rents for 56641 are $770 (studio), $810 (1 BR), $1,060 (2 BR), $1,400 (3 BR) and $1,780 (4 BR) a month.

What is the Section 8 payment standard in 56641?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 56641 that range is $954 to $1,166 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 56641?

The FY2026 income limits of the Cass County, MN area apply: median family income $88,300, low-income (80%) limit $78,400 for a family of four.