Income Limits by County

FY2027 Small Area FMR · Mc Laughlin, SD

ZIP 57642 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 57642 (Mc Laughlin, SD) is $1,030 a month, up 8.4% from FY2026. That is 2% above the Sioux County, ND area-wide FMR of $1,014.

2-bedroom SAFMR$1,030per month ▲ 8.4%
Area-wide 2 BR FMR$1,014Sioux County, ND
Rank in the area4thof 9 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$927
2 BR Small Area FMR$1,030
110% of SAFMR$1,133

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 57642 sits in the Sioux County, ND area

$1,010$1,170median $1,010

Of the 9 ZIP codes HUD lists for the area, 57642 has the 4th highest two-bedroom Small Area FMR. Sioux County, ND is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,014 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,030 for this ZIP code instead.

ZIP code 57642 crosses more than one HUD area. HUD also lists it under Corson County, SD (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$720$648 – $792$792$730
1 bedroom$790$711 – $869$797$740
2 bedrooms$1,030$927 – $1,133$1,014$950
3 bedrooms$1,390$1,251 – $1,529$1,404$1,210
4 bedrooms$1,560$1,404 – $1,716$1,695$1,400

A household renting a two-bedroom home at the Small Area FMR of $1,030 needs about $41,200 a year to keep housing costs at 30% of income. The area median family income is $48,100 and the 80% low-income limit for four people is $85,700. ZIP code 57642 lies mainly in Corson County and Sioux County. See the Sioux County, ND county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
57639Little Eagle7.5 mi$1,030
57658Wakpala15.3 mi$1,050
57621Bullhead16.1 mi$1,010
57659Walker17.8 mi$1,080
57648Pollock20.2 mi$1,040
57657Trail City20.3 mi$1,080

Questions

What is the Fair Market Rent for ZIP code 57642?

HUD's FY2027 Small Area Fair Market Rents for 57642 are $720 (studio), $790 (1 BR), $1,030 (2 BR), $1,390 (3 BR) and $1,560 (4 BR) a month.

What is the Section 8 payment standard in 57642?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 57642 that range is $927 to $1,133 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 57642?

The FY2026 income limits of the Sioux County, ND area apply: median family income $48,100, low-income (80%) limit $85,700 for a family of four.